Class "D" - financial activity and poor is flawed, figures do not meet the established value, the credit operation is not ensured marketable collateral (or guarantee unconditional) probability of execution obligations of the borrower / counterparty banks are not. This class is the borrower / counterparty bank declared bankrupt in established by current legislation. The assessment of the financial condition of the borrower is credited to the class. The borrower / counterparty bank, against whom a case of bankruptcy, and banks, which revoked the banking license is not can be attributed to the class higher than class "C".