Forecast cash flows

In determining the creditworthiness and financial condition assessment borrowers - individuals who receive credit as entrepreneurs have ...

Collateral (pledge of movable and immovable property

- Factors that characterize the current creditworthiness of the borrower and its financial capacity to fulfill obligations under the loa...

The main quantitative indicators to assess

statement (certificate) from the bank account of cash flow and (If any) the borrower's credit history, credit confirmed reports cre...

qualitative characteristics (personal creditworthiness)

To assess the borrower's financial situation - individual banks establish indicators and their optimal values ​​depending on the type...

ounterparty bank declared bankrupt

Class "D" - financial activity and poor is flawed, figures do not meet the established value, the credit operation is not ensur...

This class may include borrowers banks

agreements of others. This class may include borrowers banks (residents) with credit rating not lower than than in figure confirmed b...

activities is satisfactory and requires

Class "B" - financial activities is satisfactory and requires more detailed control , in addition, borrowers - banks (residents...