increasing demands on performance in order to adequately assess the credit risks and appropriate control over them. Bank to establish normative values and corresponding scores for each indicator depending on the weight (importance) among other indicators that may indicate the highest probability of borrower (counterparty bank) obligations on credit transactions. The weight of each indicator is determined individually for each group borrowers (bank counterparties) depending on the loan policy, Client characteristics (sector of the economy, seasonality of production, turnover funds, etc.), balance sheet liquidity, market, etc. [33]. Class borrower (counterparty bank) the evaluation of its financial status is determined on the basis of key indicators and adjusted for additional (subjective) indicators.